Wondering how you can buy the Apple iPhone 17 Croma Sale Offer? Yep, the same Croma Sale where you can get iPhone 17 under 50K rupees. In this article, we are sharing the COMPLETE offer details of the Apple iPhone 17 Croma Sale (2026) as well as an offer reality check – is it true that you can buy iPhone 17 under ₹50,000 in this Republic Sale? And how exactly can we buy the iPhone 17 at Rs.47,990. Hint: It’s not as simple as it seems.
The entire internet is currently stormed by an iPhone offer in Croma Republic Day Sale 2026. Reportedly, customers can buy iPhone 17 in Croma Sale at ₹47,990 price. But is this offer legit? Can we really buy the latest Apple iPhone 17 at such a low price? Let’s find out.
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Croma Sale Offers on iPhone 17: Apple iPhone 17 at ₹47,990?
The Croma Republic Sale 2026 is live till 26th January and one of its most popular offers is on the Apple iPhone 17.
Let’s find out the reality behind the iPhone 17 Croma Sale deal that everyone is raving about.
Currently, the iPhone 17 on Croma is priced at Rs.82,900. Now, this is the base listed price. There’s an additional upto 10% Neucoins on using Tata Neu HDFC credit cards.
Note the word “upto” here. “Upto 10%” means it can range anywhere from 0.1% to 10%.
In this case, customers can get 10% Neucoins on the Infinity card variant and 7% on Plus variant of the Tata Neu HDFC card. So depending on what Tata Neu HDFC card you hold, the Neucoins will vary.
Now, here’s the catch. You can earn base rewards (5% for Tata Neu Infinity and 2% for Plus card users) and the rest 5% is to be earned via the Tata Neu app. Now, this 5% benefit via the Tata Neu app is only for Tata Neu cardholders. For the rest of the users, you must be from the Legend Tier in Tata Neu Pass Membership to get 5% extra NeuCoins (basically there are 4 tiers to the Neu Pass – Explorer, Insider, Elite and Legend – all tiers have their own perks).
So to get the full 10% Neucoins benefits – you must fulfil these 2 conditions:
- Be a Tata Neu Infinity HDFC Cardholder
- Have Tata Neu Pass
Imp Note: For users who don’t have Tata Neu HDFC cardholders, you must have Neu Pass Legend Tier membership (this is rewarded to users who have made at least 5 orders on Croma with spends above 40K)
And wait, here’s another caveat. The 5% NeuCoins with NeuPass are capped to ₹500.
Also read: List of All OnePlus Freedom Sale Discounts + ₹1000 OFF Code
Now, let’s come back to our iPhone 17 Croma Sale price offer explanation.
The current price of iPhone 17 on Croma is ₹82,900. Let’s account for the “upto 10% Neucoins” discount.
If you have Tata Neu Infinity you will get around 500 Neucoins with NeuPass + 5% Neucoins on your credit card i.e. around 4145 = total 4645 NeuCoins with 1 NeuCoin = ₹1 on select redemption categories.
So if we deduct this discount from the current iPhone 17 price which is ₹82,900 – 4645, we get ₹78,255.
On top of this, Croma is offering upto ₹23,000 exchange discount + extra ₹8000 bonus exchange discount.
If we further deduct the exchange discount, we get the final price of iPhone 17 to be around ₹46,755.
So, the bottom line, can you buy the iPhone 17 in Croma Sale at 46K to 48K price? Yes. But here’s the truth nobody seems to be telling you. You need a phone that could get an exchange value of ₹23,000 and the bonus 8K + you must have the bank credit card to avail this discount.
So this was all about sharing the iPhone 17 offer in the Croma Sale. There are also more iPhone Offers in this Republic Sale 2026 on Amazon, Flipkart & other retailers. Check them out below.
Croma Republic Sale iPhone 17 Discounts
Offer of up to 10% savings as NeuCoins for Tata Neu HDFC Bank Credit Card holders on select Apple products
- Offer Period: 00:00 PM on 15th November 2025 to 11:59 PM on 29th March 2026, as applicable.
- Offer Details: Users who purchase Apple products listed below during the Offer Period using the Tata Neu HDFC Bank Credit Card (“NeuCard”) shall receive benefits mentioned below in the form of savings as NeuCoins:
| Card Network | NeuCard Variant | Standard NeuCoin savings on the NeuCard (within 7 working days of next billing cycle) | Additional NeuCoin savings under the Offer (Within 60 days from date of purchase) | Total NeuCoin savings* |
| Visa or RuPay | Plus | 2% | 5% | 7% |
| Infinity | 5% | 5% | 10% |
*Exclusive of NeuCoin reward earned by customer under the NeuPass program
Eligible iPhones & Apple Products in Croma Sale Offer (2026) NeuCoins Offer
The Offer listed in 2)(a) above is only valid on the selected Apple products listed below. The Offer may differ from one product to another.
| Category | Product | Category | Product |
| iPhone | iPhone 17 Pro Max | iPad | iPad Pro |
| iPhone 17 Pro | |||
| iPhone Air | |||
| iPhone 17 | |||
| iPhone 16e | Ultra 3 | ||
| iPhone 16 Plus | |||
| iPhone 16 | |||
| MacBook | MacBook Air | Audio | AirPods 4 |
| MacBook Pro | |||
| iMac | Studio CPU | AirPods Pro 3 | |
| Studio-Display | |||
| Mac Mini |
Also read: Flipkart Republic Sale 2026
Yes, but only after stacking exchange benefits, bonus exchange and Tata Neu card rewards. The listed price is much higher.
The base listed price of iPhone 17 on Croma is ₹82,900 before any bank offers or exchange discounts.
You need a high exchange value phone, bonus exchange offers and Tata Neu HDFC credit card benefits to reach this price.
Tata Neu HDFC Infinity Credit Card gives up to 10 percent NeuCoins, which is the highest reward rate.
No. Without exchange, the iPhone 17 Croma Sale price stays close to ₹78,000 even after NeuCoins.
No. NeuCoins are credited later and can be redeemed on select Tata brands, not as instant cashback
The NeuCoins offer on Apple products runs till March 29, 2026, while Republic Day deals are time limited.
